Which Credit Score Is Used for Home Loan Applications?

Buy

Which Credit Score Is Used for Home Loan Applications?
How is that someone who checks their credit score with a generic credit monitoring service, which shows a 720 score, winds up getting denied a home loan application? In this video, we’ll attempt to clear up some confusion between credit scores and credit models – yes, they are different!
 
Need help with your real estate goals in the Concord or the Bay Area’s East Bay….contact us and let’s talk.
 

Recent Blog Posts

Stay up to date on the latest real estate trends.

Sell

Getting Your Home Open House Ready: Tips Straight from Our Agents

Buy

Avoid These Common First-Time Home Buyer Mistakes

Sell

Selling & Buying at the Same Time?!

Tips on how to to prepare for simultaneously selling your home and buying another

Buy

Mortgage Rate Upticks….Rent or Buy?

There’s been a lot of speed bumps put in the way of Home Sellers and Home Buyers over the last year. Many have put on the brakes due to fear of elevated mortgage rates.

Market Insight

Is Now a Good Time to Buy a Home?

Bay Area home shoppers – mortgage interest rates are on the rise and your competition has dried up as much as the reservoirs in California’s drought – should you retre… Read more

Real Estate

For Sale by Owner (FSBO) – Caution Ahead…

For Sale By Owner, or FSBO, is when a home owner opts to forgo hiring a Real Estate Agent to assist with their home sale. This week, we’ll go over the potential pitfal… Read more

Buy

California ADU – What’s the Big Deal with these Tiny Homes?

California ADUs, Accessory Dwelling Units, are the California legislature's answer to its urgent housing shortage across the State. We'll give a general outline of wha… Read more

Real Estate Tips

Wills & Trusts…What Are You Waiting For!

Hi friends! This is a short video on the importance of Wills & Trusts – what they are and why you need them. If you’re thinking about Estate Planning and you don’t pl… Read more

Real Estate

Navigating Estate Planning – Conservatorships…What Are They?

This is a part of our estate planning series for elderly living transitions. In this video we discuss what a conservatorship is and why you might need one - vs- why yo… Read more

Let's Talk

You’ve got questions and we can’t wait to answer them.